Text Message Banking is safe. Text messages from LBC are only sent to cellphones you personally verify and authenticate. You can rest easy knowing we never send confidential information such as user ID’s, passwords, or complete account numbers via Text Message.


Text Message Banking is the fastest way, anytime, anywhere, to receive your account balances, last 5 transactions and to transfer funds. Text message requests are typically processed in just a few seconds*.

Absolutely Free

Text Message Banking is a free** service offered to meet today’s on-the-go lifestyle. You must have a cell phone that is capable of receiving text (SMS) messages to enable Text Message Banking. Complimentary to all LBC customers, we suggest you check with your carrier to determine if standard text messaging fees may apply.


If you're able to send and receive text (SMS) messages on your phone, you're able to use our Text Messaging Banking. Just text a short command to 454545, and you will quickly receive the information you need.

Short Commands

To get account information quickly and easily, simply send a command to 454545. Here are some of the requests you can make with Text Message Banking:

STOP = Deactivate service
HELP = Help on keywords
BAL = Primary account balance
BAL CHK = Checking account balances
BAL SAV = Saving account balances
BAL ALL = All account balances
LAST = Last 5 transactions
TRANS = Transfer funds to primary account

*Cellular carrier service and network traffic may affect processing speed.
**Standard carrier rates and fees apply.

Get Started

Make the Smart choice.
Enhance your lifestyle by signing up for Text Message Banking. Send us a message to activate your Text Message Banking account.